Effective Date: February 12, 2025
1. Introduction
Zap Mortgage (“Company,” “we,” “us,” or “our”) values your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website (“Website”) and utilize our services. By accessing our Website, you agree to the terms of this Privacy Policy.
2. Information We Collect
We collect the following types of information:
- Personal Information: Name, address, phone number, email, Social Security number, financial information, and other details necessary for mortgage services.
- Non-Personal Information: Browser type, IP address, device information, and website usage data collected via cookies and analytics tools.
3. How We Use Your Information
We may use the information we collect for the following purposes:
- To process loan applications and provide mortgage-related services.
- To verify your identity and prevent fraud.
- To communicate with you regarding your application, services, and promotions.
- To improve our Website, services, and customer experience.
- To comply with legal and regulatory requirements.
4. How We Share Your Information
We do not sell your personal information. However, we may share your information with:
- Service Providers: Third-party vendors who assist with loan processing, underwriting, fraud detection, and marketing.
- Legal and Regulatory Authorities: When required by law, court order, or regulatory authorities.
- Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred.
5. Data Security
We implement industry-standard security measures to protect your information from unauthorized access, alteration, or disclosure. However, no data transmission over the internet is entirely secure, and we cannot guarantee absolute security.
6. Your Rights and Choices
Depending on your location and applicable laws, you may have the right to:
- Access, correct, or delete your personal information.
- Opt out of marketing communications.
- Restrict or object to certain data processing activities.
To exercise these rights, contact us at info@zapmortgage.com.
7. Cookies and Tracking Technologies
We use cookies, web beacons, and other tracking technologies to enhance your browsing experience and analyze website traffic. You may adjust your browser settings to disable cookies, but some Website features may not function properly.
8. Third-Party Links
Our Website may contain links to third-party websites. We are not responsible for their privacy practices and encourage you to review their privacy policies.
9. Children’s Privacy
Our services are not directed at individuals under the age of 18, and we do not knowingly collect personal information from minors.
10. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. The revised version will be posted on our Website with an updated effective date. Your continued use of our services constitutes acceptance of the updated policy.
11. Contact Us
If you have any questions about this Privacy Policy, you may contact us at:
Zap Mortgage
102 S. Tejon Street Suite 1100
Colorado Springs, CO 8090
Email: info@zapmortgage.com
Phone: 888.927.1203