Simple Steps to Acquire Your Dream Home

We envision a future where homeownership is not a privilege but a right, and where financial barriers no longer stand in the way of people building better lives. Zap Mortgage aims to lead the industry as the most trusted, veteran-owned lender, known for redefining what’s possible in the mortgage world through inclusivity, innovation, and community empowerment. Our vision is to strengthen the fabric of society—one home, one family, one dream at a time.

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Zap VA Advantage Program

Maximize your VA loan benefits with exclusive rates and veteran-focused support.

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Zap Down Payment Power

Break down the barriers to homeownership with in-house down payment assistance and flexible loan options.

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Zap FHA Flex Plan

Flexible, affordable FHA loan options for buyers with credit scores starting at 580 and low down payment needs.

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Zap Homeownership Accelerator

Fast-track your journey to homeownership with flexible mortgage options and expert guidance. Conventional loans with as little as 1% down

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Zap Home Hero Program

Exclusive mortgage solutions for first responders and everyday heroes striving for homeownership. Grants and assistance programs are available.

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Zap Investor Velocity

Fast-track your investments with Zap’s rapid growth and innovative mortgage solutions. DSCR, Bank Statement, P&L, Hard Money, Bridge Loans