Simple Steps to Acquire Your Dream Home
We envision a future where homeownership is not a privilege but a right, and where financial barriers no longer stand in the way of people building better lives. Zap Mortgage aims to lead the industry as the most trusted, veteran-owned lender, known for redefining what’s possible in the mortgage world through inclusivity, innovation, and community empowerment. Our vision is to strengthen the fabric of society—one home, one family, one dream at a time.

Maximize your VA loan benefits with exclusive rates and veteran-focused support.

Break down the barriers to homeownership with in-house down payment assistance and flexible loan options.

Flexible, affordable FHA loan options for buyers with credit scores starting at 580 and low down payment needs.

Fast-track your journey to homeownership with flexible mortgage options and expert guidance. Conventional loans with as little as 1% down

Exclusive mortgage solutions for first responders and everyday heroes striving for homeownership. Grants and assistance programs are available.

Fast-track your investments with Zap’s rapid growth and innovative mortgage solutions. DSCR, Bank Statement, P&L, Hard Money, Bridge Loans