About – Zap Mortgage

**Effective date: 02/05/2025 This is not a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet LTV requirements for refinances, and final credit approval. Not all applicants will qualify. Applicants are subject to credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicants' eligibility and market conditions. Zap Mortgage is not acting on behalf of or at the direction of HUD/FHA/VA, Department of Veteran Affairs, or the Federal Government. Zap Mortgage is approved to participate in FHA and VA loan programs, but the products and services provided by Zap Mortgage are not coming directly from HUD, FHA, VA, Department of Veteran Affairs or the Federal Government. Zap Mortgage NMLS #2145797 is an Equal Opportunity Lender and Equal Housing Lender located in Florida, Tennessee, Alabama, Ohio, Texas and Colorado. WE ARE NOT DIRECTLY ENDORSED BY THE DEPARTMENT OF VETERAN AFFAIRS (VA) OR FEDERAL HOUSING ADMINISTRATION (FHA). WE ARE NOT A GOVERNMENT AGENCY.

* Advertised Rates: Based on a $400,000 conventional refinance loan on a single family primary residence located in Florida, Tennessee, Alabama, Ohio, Florida, Texas and Colorado, 740+ FICO score and 80% LTV. 30 Year Fixed Rate/APR, APR Varies. Borrower must still pay all customary closing costs associated with the loan, this applies to LOAN ORIGINATION FEE ONLY. Rates effective 02/05/2024 and subject to change without notice at anytime. Source: Zap Mortgage LLC NMLS #2145797. Anthony Lee NMLS #2128736 See site for details