Empowering the American Dream! Fast, Simple, and Affordable Home Ownership For All
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Discover the Story of Zap Mortgage, your Trusted Lender
Zap Mortgage Mission:
Our mission is to make homeownership accessible to everyone—regardless of their background or credit score. We believe that the American Dream should be within reach for all, and we’re committed to providing innovative, inclusive, and affordable mortgage solutions backed by exceptional service. As a veteran-owned company, we carry forward the values of integrity, dedication, and service, helping families across the nation find stability and opportunity through homeownership.
Discover how our Veteran and Family-owned company stands out in offering opportunities for homeownership to all Americans.
Our Impact
Discover the outstanding results Zap Mortgage has achieved in the mortgage industry.
Explore our innovative home loan products and services
VA Loan
This loan is designed to help active-duty military members, veterans, and eligible spouses achieve homeownership with exclusive benefits. Guaranteed by the U.S. Department of Veterans Affairs (VA), it offers zero down payment, no private mortgage insurance (PMI), and low interest rates.
FHA Loan
Down Payment Assistance
Designed to make home ownership more accessible, especially for first-time buyers or those with less-than-perfect credit. With lower down payment requirements (as little as 3.5%) and more flexible credit guidelines.
Conventional Loan
Explore optinos with as little as 1% down or first time buyers 3% down with low rates
Investment Loans & Non QM Products
DSCR, Hard Money, Commercial, Bridge Loans, Investment, Bank Statemenet, Self Employed and many more.
Start Your Homeownership Journey
Calculate your Monthly Mortgage with our Real-Time Home Calculator
Easily estimate your monthly loan payments with our interactive mortgage calculator. Adjust the home price, down payment, loan term, property taxes, insurance, and interest rate to see how your payments change in real time. Our breakdown focuses giving you a clear starting point for your budget.
Meet Your Success Team
Your trusted team of mortgage experts is here to guide you in finding the perfect loan solution tailored to your needs.
Please get to know our passionate team members
Client Success Stories
Awards
We have been honored for our commitment to providing accessible homeownership opportunities.
Top Mortgage Broker Award
Recognized for excellence in mortgage services
Certified Veteran-Owned Business
Leading the industry in veteran ownership
Innovative Down Payment Assistance Program
Making homeownership dreams a reality
Exceptional Customer Satisfaction
Putting customers first
own the dream